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	<title>Comments on: Insurance Co. Blames Global Warming for an Especially Disastrous Year</title>
	<atom:link href="http://blogs.discovermagazine.com/80beats/2008/12/30/insurance-co-blames-global-warming-for-an-especially-disastrous-2008/feed/" rel="self" type="application/rss+xml" />
	<link>http://blogs.discovermagazine.com/80beats/2008/12/30/insurance-co-blames-global-warming-for-an-especially-disastrous-2008/</link>
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		<title>By: Insurance Lead Generation</title>
		<link>http://blogs.discovermagazine.com/80beats/2008/12/30/insurance-co-blames-global-warming-for-an-especially-disastrous-2008/#comment-4040</link>
		<dc:creator>Insurance Lead Generation</dc:creator>
		<pubDate>Mon, 22 Mar 2010 21:57:05 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.discovermagazine.com/80beats/2008/12/30/insurance-co-blames-global-warming-for-an-especially-disastrous-2008/#comment-4040</guid>
		<description>I have a question for the community.  Most lead providers get their leads from online quote request and then they resell them like 4 or 5 times.  I&#039;ve been burned like this a few times already so my question is, how about telemarketing to generate insurance leads?  I&#039;ve heard good and bad things so if anyone has any feedback please let me know your thoughts before I spend even more money testing things out.</description>
		<content:encoded><![CDATA[<p>I have a question for the community.  Most lead providers get their leads from online quote request and then they resell them like 4 or 5 times.  I&#8217;ve been burned like this a few times already so my question is, how about telemarketing to generate insurance leads?  I&#8217;ve heard good and bad things so if anyone has any feedback please let me know your thoughts before I spend even more money testing things out.</p>
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		<title>By: phud55</title>
		<link>http://blogs.discovermagazine.com/80beats/2008/12/30/insurance-co-blames-global-warming-for-an-especially-disastrous-2008/#comment-4039</link>
		<dc:creator>phud55</dc:creator>
		<pubDate>Sun, 04 Jan 2009 17:21:07 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.discovermagazine.com/80beats/2008/12/30/insurance-co-blames-global-warming-for-an-especially-disastrous-2008/#comment-4039</guid>
		<description>If insurance companies are having massive claims and losing money, they should do what everyone else has to do. Buy insurance!</description>
		<content:encoded><![CDATA[<p>If insurance companies are having massive claims and losing money, they should do what everyone else has to do. Buy insurance!</p>
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		<title>By: Geoff</title>
		<link>http://blogs.discovermagazine.com/80beats/2008/12/30/insurance-co-blames-global-warming-for-an-especially-disastrous-2008/#comment-4038</link>
		<dc:creator>Geoff</dc:creator>
		<pubDate>Sat, 03 Jan 2009 14:45:48 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.discovermagazine.com/80beats/2008/12/30/insurance-co-blames-global-warming-for-an-especially-disastrous-2008/#comment-4038</guid>
		<description>I wonder if the Insurance industry suffers from the same greed problem as most other industries.  Offering up policies, in order to make money, against things that shouldn&#039;t be insured: living on a flood plain, living in coastal areas prone to cyclones, typhoons, hurricanes....  The populations are increasing in these areas as the human population continues to grow.  Therefore it stands to reason that there will be more damage, more people affected, and it will be costlier.  All things being equal, increasing the population will increase the insurance payout.

Now if we want to throw climate change into the mix, whether fact or fiction, it will likely only serve to make the costs in the insurance industry higher, unless they refuse to insure in certain areas.

Until then, let the Insurance industry continue to pay!</description>
		<content:encoded><![CDATA[<p>I wonder if the Insurance industry suffers from the same greed problem as most other industries.  Offering up policies, in order to make money, against things that shouldn&#8217;t be insured: living on a flood plain, living in coastal areas prone to cyclones, typhoons, hurricanes&#8230;.  The populations are increasing in these areas as the human population continues to grow.  Therefore it stands to reason that there will be more damage, more people affected, and it will be costlier.  All things being equal, increasing the population will increase the insurance payout.</p>
<p>Now if we want to throw climate change into the mix, whether fact or fiction, it will likely only serve to make the costs in the insurance industry higher, unless they refuse to insure in certain areas.</p>
<p>Until then, let the Insurance industry continue to pay!</p>
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		<title>By: Eve Stevens</title>
		<link>http://blogs.discovermagazine.com/80beats/2008/12/30/insurance-co-blames-global-warming-for-an-especially-disastrous-2008/#comment-4037</link>
		<dc:creator>Eve Stevens</dc:creator>
		<pubDate>Wed, 31 Dec 2008 19:13:30 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.discovermagazine.com/80beats/2008/12/30/insurance-co-blames-global-warming-for-an-especially-disastrous-2008/#comment-4037</guid>
		<description>Earthquakes, hurricanes, cyclones, etc are not caused by global warming if there was any global warming. To owl, since there has been no increase in the planet&#039;s global temperature since 1998 and there has been a drastic decrease in the last two years that have wiped out all the gains in the 20th century, I would say that the statement of no global warming in the last decade is accurate. You might want to try reading the temperatures from a reliable source such as UAH. Nasa fudges their figures and they keep getting caught.</description>
		<content:encoded><![CDATA[<p>Earthquakes, hurricanes, cyclones, etc are not caused by global warming if there was any global warming. To owl, since there has been no increase in the planet&#8217;s global temperature since 1998 and there has been a drastic decrease in the last two years that have wiped out all the gains in the 20th century, I would say that the statement of no global warming in the last decade is accurate. You might want to try reading the temperatures from a reliable source such as UAH. Nasa fudges their figures and they keep getting caught.</p>
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		<title>By: Sam I Am</title>
		<link>http://blogs.discovermagazine.com/80beats/2008/12/30/insurance-co-blames-global-warming-for-an-especially-disastrous-2008/#comment-4036</link>
		<dc:creator>Sam I Am</dc:creator>
		<pubDate>Wed, 31 Dec 2008 18:32:47 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.discovermagazine.com/80beats/2008/12/30/insurance-co-blames-global-warming-for-an-especially-disastrous-2008/#comment-4036</guid>
		<description>In looking to the future, we are dependent upon what we know and understand about the past.  Here’s what I accept about past temperatures on Earth. [Note: I try to avoid that from the global warming ‘naysayers’ and ‘doomsayers’. Though they can‘t both be wrong about everything they say.]

500,000,000+ Years Before Present:
http://upload.wikimedia.org/wikipedia/commons/f/f5/All_palaeotemps.png

400,0000+ Years Before Present:
http://blog.topicaltopics.net/wp-content/uploads/2008/07/vostok_long1.gif

160,000 Years Before Present:
http://abyss.uoregon.edu/~js/images/vostok.gif

12,000 Years Before Present:
http://upload.wikimedia.org/wikipedia/commons/c/ca/Holocene_Temperature_Variations.png

Past 140 Years &amp; 1,000 Years:
http://www.yhub.org.uk/resources/Climate%20Change%20Micro%20Site/Figure%201%20-%20global%20temperature%20change%20over%20the%20past%201000%20years.jpg

What I think the most likely best case scenario to follow is ‘noticeable’ elevating temperatures for the next two decades with dramatic fluctuations (unfortunately, this will further fuel the debate between global warming ‘naysayers’ and ‘doomsayers’).  Temperature fluctuations will then intensify (caused by a shift in climate patterns) with  significant temperature increases that will last for a generation.  During this entire time, ice mass loss in Greenland and Antarctica will continue to increase &amp; methane releases from continuing melting tundra and oceanic hydrate gasification will increase.

The only reason that we won’t see radical temperature increases in the near future is that we’re entering a brief naturally occurring moderating cycle.  It’ll be just long enough to weaken the building of a lasting consensus to control population growth and fossil fuel use in the world.  SO, by the time the another moderating period is due in two generations (after another warming cycle), they should better be able to determine the likelihood of ‘runaway global warming’.

Since, regarding greenhouse gases, I’d rather err on the side of caution (and remembering that it’s “not nice to fool Mother Nature”), I favor a very strong push for renewable energy sources.  Not only does it appeal to my common sense (economically), it’s also a great way to minimize escalating environmental pollution that has made cancer the number one killer in developed nations [Hint: that’s us].  Of course, I could be wrong / after all, a worldwide series of epidemics could solve the overpopulation problem that’s fueling other related problems.  A conflagration in the Middle East could easily be the catalyst triggering a domino effect making this a reality.

But, what the heck -- after all, it’d be good for the Spotted Owl.  And we knew that we’d have to either evolve into something better or go extinct anyway.  Right?</description>
		<content:encoded><![CDATA[<p>In looking to the future, we are dependent upon what we know and understand about the past.  Here’s what I accept about past temperatures on Earth. [Note: I try to avoid that from the global warming ‘naysayers’ and ‘doomsayers’. Though they can‘t both be wrong about everything they say.]</p>
<p>500,000,000+ Years Before Present:<br />
<a href="http://upload.wikimedia.org/wikipedia/commons/f/f5/All_palaeotemps.png" rel="nofollow">http://upload.wikimedia.org/wikipedia/commons/f/f5/All_palaeotemps.png</a></p>
<p>400,0000+ Years Before Present:<br />
<a href="http://blog.topicaltopics.net/wp-content/uploads/2008/07/vostok_long1.gif" rel="nofollow">http://blog.topicaltopics.net/wp-content/uploads/2008/07/vostok_long1.gif</a></p>
<p>160,000 Years Before Present:<br />
<a href="http://abyss.uoregon.edu/~js/images/vostok.gif" rel="nofollow">http://abyss.uoregon.edu/~js/images/vostok.gif</a></p>
<p>12,000 Years Before Present:<br />
<a href="http://upload.wikimedia.org/wikipedia/commons/c/ca/Holocene_Temperature_Variations.png" rel="nofollow">http://upload.wikimedia.org/wikipedia/commons/c/ca/Holocene_Temperature_Variations.png</a></p>
<p>Past 140 Years &amp; 1,000 Years:<br />
<a href="http://www.yhub.org.uk/resources/Climate%20Change%20Micro%20Site/Figure%201%20-%20global%20temperature%20change%20over%20the%20past%201000%20years.jpg" rel="nofollow">http://www.yhub.org.uk/resources/Climate%20Change%20Micro%20Site/Figure%201%20-%20global%20temperature%20change%20over%20the%20past%201000%20years.jpg</a></p>
<p>What I think the most likely best case scenario to follow is ‘noticeable’ elevating temperatures for the next two decades with dramatic fluctuations (unfortunately, this will further fuel the debate between global warming ‘naysayers’ and ‘doomsayers’).  Temperature fluctuations will then intensify (caused by a shift in climate patterns) with  significant temperature increases that will last for a generation.  During this entire time, ice mass loss in Greenland and Antarctica will continue to increase &amp; methane releases from continuing melting tundra and oceanic hydrate gasification will increase.</p>
<p>The only reason that we won’t see radical temperature increases in the near future is that we’re entering a brief naturally occurring moderating cycle.  It’ll be just long enough to weaken the building of a lasting consensus to control population growth and fossil fuel use in the world.  SO, by the time the another moderating period is due in two generations (after another warming cycle), they should better be able to determine the likelihood of ‘runaway global warming’.</p>
<p>Since, regarding greenhouse gases, I’d rather err on the side of caution (and remembering that it’s “not nice to fool Mother Nature”), I favor a very strong push for renewable energy sources.  Not only does it appeal to my common sense (economically), it’s also a great way to minimize escalating environmental pollution that has made cancer the number one killer in developed nations [Hint: that’s us].  Of course, I could be wrong / after all, a worldwide series of epidemics could solve the overpopulation problem that’s fueling other related problems.  A conflagration in the Middle East could easily be the catalyst triggering a domino effect making this a reality.</p>
<p>But, what the heck &#8212; after all, it’d be good for the Spotted Owl.  And we knew that we’d have to either evolve into something better or go extinct anyway.  Right?</p>
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		<title>By: owl</title>
		<link>http://blogs.discovermagazine.com/80beats/2008/12/30/insurance-co-blames-global-warming-for-an-especially-disastrous-2008/#comment-4035</link>
		<dc:creator>owl</dc:creator>
		<pubDate>Wed, 31 Dec 2008 05:52:31 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.discovermagazine.com/80beats/2008/12/30/insurance-co-blames-global-warming-for-an-especially-disastrous-2008/#comment-4035</guid>
		<description>Claiming no warming for over a decade  ranks pretty low on the reading comprehension and reality observation.  It&#039;s only the severe La Nina that put the brakes on the rise in mid-2007.  You might want to hushup on the reference to idiots.  And reread the blogs that wanted you to believe in the no-warming while actually stating something else.

They&#039;re not pinning the blame on AGW, so the ref to leaving out earthquakes is cloth-eared.

The real gist of the article is important - insurance premiums have to cover the cost of payouts and AGW adds to the tag.  The piper is going to get paid one way or the other ... or both.</description>
		<content:encoded><![CDATA[<p>Claiming no warming for over a decade  ranks pretty low on the reading comprehension and reality observation.  It&#8217;s only the severe La Nina that put the brakes on the rise in mid-2007.  You might want to hushup on the reference to idiots.  And reread the blogs that wanted you to believe in the no-warming while actually stating something else.</p>
<p>They&#8217;re not pinning the blame on AGW, so the ref to leaving out earthquakes is cloth-eared.</p>
<p>The real gist of the article is important &#8211; insurance premiums have to cover the cost of payouts and AGW adds to the tag.  The piper is going to get paid one way or the other &#8230; or both.</p>
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		<title>By: nobody special</title>
		<link>http://blogs.discovermagazine.com/80beats/2008/12/30/insurance-co-blames-global-warming-for-an-especially-disastrous-2008/#comment-4034</link>
		<dc:creator>nobody special</dc:creator>
		<pubDate>Tue, 30 Dec 2008 22:29:54 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.discovermagazine.com/80beats/2008/12/30/insurance-co-blames-global-warming-for-an-especially-disastrous-2008/#comment-4034</guid>
		<description>too bad we haven&#039;t seen any global warming for over a decade. What idiots.</description>
		<content:encoded><![CDATA[<p>too bad we haven&#8217;t seen any global warming for over a decade. What idiots.</p>
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		<title>By: Larian LeQuella</title>
		<link>http://blogs.discovermagazine.com/80beats/2008/12/30/insurance-co-blames-global-warming-for-an-especially-disastrous-2008/#comment-4033</link>
		<dc:creator>Larian LeQuella</dc:creator>
		<pubDate>Tue, 30 Dec 2008 19:24:43 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.discovermagazine.com/80beats/2008/12/30/insurance-co-blames-global-warming-for-an-especially-disastrous-2008/#comment-4033</guid>
		<description>Well, earthquakes in the list probably should be left off if they want to be taken seriously about pinning the cost on Global Climate Change.  ;)</description>
		<content:encoded><![CDATA[<p>Well, earthquakes in the list probably should be left off if they want to be taken seriously about pinning the cost on Global Climate Change.  <img src='http://blogs.discovermagazine.com/80beats/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
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