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	<title>Comments on: A Time To Speak Out</title>
	<atom:link href="http://blogs.discovermagazine.com/intersection/2009/09/17/a-time-to-speak-out/feed/" rel="self" type="application/rss+xml" />
	<link>http://blogs.discovermagazine.com/intersection/2009/09/17/a-time-to-speak-out/</link>
	<description>Where science collides with life, slams into culture, crashes with politics, and gets totaled.</description>
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		<title>By: Brian</title>
		<link>http://blogs.discovermagazine.com/intersection/2009/09/17/a-time-to-speak-out/#comment-32134</link>
		<dc:creator>Brian</dc:creator>
		<pubDate>Fri, 18 Sep 2009 00:16:43 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.discovermagazine.com/intersection/?p=2717#comment-32134</guid>
		<description>What about the person denied coverage due to an undeclared pre-existing condition?  The &quot;pre-existing condition&quot; was acne.

When one is looking for an excuse, really anything will do.</description>
		<content:encoded><![CDATA[<p>What about the person denied coverage due to an undeclared pre-existing condition?  The &#8220;pre-existing condition&#8221; was acne.</p>
<p>When one is looking for an excuse, really anything will do.</p>
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	<item>
		<title>By: Chloride</title>
		<link>http://blogs.discovermagazine.com/intersection/2009/09/17/a-time-to-speak-out/#comment-32130</link>
		<dc:creator>Chloride</dc:creator>
		<pubDate>Thu, 17 Sep 2009 23:07:41 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.discovermagazine.com/intersection/?p=2717#comment-32130</guid>
		<description>That&#039;s pretty awful. And it&#039;s &quot;Ms. Kirshenbaum&quot;.</description>
		<content:encoded><![CDATA[<p>That&#8217;s pretty awful. And it&#8217;s &#8220;Ms. Kirshenbaum&#8221;.</p>
]]></content:encoded>
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		<title>By: John Gilmore</title>
		<link>http://blogs.discovermagazine.com/intersection/2009/09/17/a-time-to-speak-out/#comment-32125</link>
		<dc:creator>John Gilmore</dc:creator>
		<pubDate>Thu, 17 Sep 2009 21:20:11 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.discovermagazine.com/intersection/?p=2717#comment-32125</guid>
		<description>Most insurance policies, covering about half the US population, are regulated by the federal ERISA laws, about a quarter of the population have insurance policies regulated by state law. If an insurer decides they don&#039;t want to cover autism care, and apparently victims of domestic violence, there is nothing in federal law to prevent them from doing so, and only a few state laws prohibit this type of discrimination.</description>
		<content:encoded><![CDATA[<p>Most insurance policies, covering about half the US population, are regulated by the federal ERISA laws, about a quarter of the population have insurance policies regulated by state law. If an insurer decides they don&#8217;t want to cover autism care, and apparently victims of domestic violence, there is nothing in federal law to prevent them from doing so, and only a few state laws prohibit this type of discrimination.</p>
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	<item>
		<title>By: Dave Cowdrick</title>
		<link>http://blogs.discovermagazine.com/intersection/2009/09/17/a-time-to-speak-out/#comment-32123</link>
		<dc:creator>Dave Cowdrick</dc:creator>
		<pubDate>Thu, 17 Sep 2009 20:52:22 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.discovermagazine.com/intersection/?p=2717#comment-32123</guid>
		<description>I am not sure what either Dr. Kishenbaum&#039;s or Mr. Gilmore&#039;s comments mean.  I thought insurance was generally regulated at the State level, not the Federal level.  So how does the Federal Government get involved?  Is there a reference to relevant Federal statutes or Federal Register entries that can help us understand this better?  I will go to the referenced sites for more information, but both of these comments are quite disturbing.</description>
		<content:encoded><![CDATA[<p>I am not sure what either Dr. Kishenbaum&#8217;s or Mr. Gilmore&#8217;s comments mean.  I thought insurance was generally regulated at the State level, not the Federal level.  So how does the Federal Government get involved?  Is there a reference to relevant Federal statutes or Federal Register entries that can help us understand this better?  I will go to the referenced sites for more information, but both of these comments are quite disturbing.</p>
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		<title>By: John Gilmore</title>
		<link>http://blogs.discovermagazine.com/intersection/2009/09/17/a-time-to-speak-out/#comment-32119</link>
		<dc:creator>John Gilmore</dc:creator>
		<pubDate>Thu, 17 Sep 2009 20:31:58 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.discovermagazine.com/intersection/?p=2717#comment-32119</guid>
		<description>Dear Dr. Kirshenbaum,

It&#039;s legal in DC and all fifty states for insurance companies regulated by the federal government to refuse healthcare to people with autism. It is legal in 40 states for insurance companies regulated by the states to refuse healthcare to people with autism.

Unless you are very wealthy, pray your child doesn&#039;t develop autism.

Sincerely,
John Gilmore</description>
		<content:encoded><![CDATA[<p>Dear Dr. Kirshenbaum,</p>
<p>It&#8217;s legal in DC and all fifty states for insurance companies regulated by the federal government to refuse healthcare to people with autism. It is legal in 40 states for insurance companies regulated by the states to refuse healthcare to people with autism.</p>
<p>Unless you are very wealthy, pray your child doesn&#8217;t develop autism.</p>
<p>Sincerely,<br />
John Gilmore</p>
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	<item>
		<title>By: demonstrator</title>
		<link>http://blogs.discovermagazine.com/intersection/2009/09/17/a-time-to-speak-out/#comment-32117</link>
		<dc:creator>demonstrator</dc:creator>
		<pubDate>Thu, 17 Sep 2009 19:56:57 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.discovermagazine.com/intersection/?p=2717#comment-32117</guid>
		<description>Whoever came up with such an idea should be domestically beaten. It is morally incorrect to make domestic violence a pre-existing condition.</description>
		<content:encoded><![CDATA[<p>Whoever came up with such an idea should be domestically beaten. It is morally incorrect to make domestic violence a pre-existing condition.</p>
]]></content:encoded>
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	<item>
		<title>By: njs</title>
		<link>http://blogs.discovermagazine.com/intersection/2009/09/17/a-time-to-speak-out/#comment-32116</link>
		<dc:creator>njs</dc:creator>
		<pubDate>Thu, 17 Sep 2009 19:32:16 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.discovermagazine.com/intersection/?p=2717#comment-32116</guid>
		<description>you are  unclear .
is it legal to reject them because they are victims or even if they are victims .
do both scenarios cause you outrage ?</description>
		<content:encoded><![CDATA[<p>you are  unclear .<br />
is it legal to reject them because they are victims or even if they are victims .<br />
do both scenarios cause you outrage ?</p>
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